Keeping up an excellent oral hygiene at home is essential to maintain a healthy smile. That being said, even if you are the most disciplined brusher and flosser in the world, there will still be spots that you will miss. This is where your regular dental visits come in. Dental insurance is a helpful tool to make these visits affordable to you. Choosing an in-network dentist can help you save even more on essential dental care. That’s why we work directly with MetLife to maximize your benefits. Continue reading to learn more about how you can save with your MetLife plan.
MetLife is a nationwide provider of dental plans for both individuals and families. When you pay your premium each month, you gain access to more affordable dental treatment. When you meet your deductible, they will cover a portion of the costs of your treatment. Every plan looks a little bit different, but here’s what you can expect to save with most of them.
The focus of MetLife is preventive care. By seeing your dentist twice per year for cleanings and checkups, you can prevent issues from occurring. However, despite best efforts, if a problem does arise, you can use your annual allowance to offset the cost of necessary restorative treatments.
Remember that your benefits expire and renew at the end of the calendar year, and they do not carry over. It is in your best interest to utilize your benefits to keep your oral health in good shape.
We are in-network with MetLife. This means that your dentist has a contract with the insurer to establish a fair average free for covered dental services that they agree to charge. MetLife then covers a percentage of that cost for the patient. Alternatively, out-of-network dentists can charge higher fees for their dental services, but you need to pay the difference in price in addition to your out-of-pocket percentage of the insurance’s pricing. By visiting an in-network dentist, you know that you will be responsible for the lowest possible cost.