Have you ever wondered why dental insurance is separate from medical insurance? It’s because they serve very different purposes. While medical insurance is designed to be used whenever a health issue arises, dental insurance focuses mainly on preventing oral health concerns from developing in the first place. Unfortunately, most people with dental plans don’t know how to make the most of their coverage. Over the years, they end up wasting hundreds or even thousands of dollars that could have been spent on dental care. If you want to maximize your dental insurance benefits in Kaufman, save money, and maintain a healthy smile, keep these three helpful tips in mind!
1. Regular Dental Checkups Help You Avoid Expensive Treatments Later On
It’s a common misconception that you don’t need to visit your dentist if your teeth feel fine. That’s because many oral health problems – including cavities and gum disease – are barely noticeable in their early stages. In fact, you may have one of these issues right now without even knowing it!
When you visit your dentist for routine checkups and cleanings, they can detect these concerns and treat them right away. This could save you a great deal of money down the road. For example, a small cavity might only require a filling, but if you’d waited until the cavity started hurting, it may have required a more expensive root canal or extraction. Plus, most dental insurance plans cover two checkups per year in full. If you’re paying your premiums, you might as well take advantage of what you get in return!
2. Good Oral Health Improves Your Overall Well-Being
Research shows that dental health directly affects overall health. Gum disease in particular is linked to heart disease, type 2 diabetes, and other systemic medical issues. Not to mention, multiple diseases present symptoms in the mouth, meaning your dentist can often identify these conditions early on. By seeing your dentist regularly, you could enjoy a healthier body (and avoid expensive medical treatments).
3. Your Dental Insurance Benefits May Reset on January 1st
Dental insurance plans typically reset at the start of a new year, which means you’ll have to pay a deductible again in order to access coverage. Also, if you have any coverage left on your annual maximum, it will usually NOT roll over into the next year. Fewer than three percent of Americans with dental insurance meet their annual maximums, so it’s likely that you’ll end up wasting benefits you’ve been paying for.
If you want to prevent your dental insurance benefits from going to waste, then schedule a checkup and cleaning before 2021 ends. That way, you can start 2022 with not only a healthy smile, but also the knowledge that you’re saving money!
About the Practice
At Texas Dentistry, we pride ourselves on providing outstanding dental care at affordable prices. If you have dental insurance, our team members can help you save big on dental costs and get the treatments your smile needs without breaking the bank. We’re in-network with multiple plans, including Delta Dental, Cigna, and Aetna, but we gladly welcome all PPO plans. To learn more about how you can maximize dental insurance benefits in Kaufman, TX, contact Texas Dentistry at 972-932-3918.