Cigna is one of the most popular dental insurance providers in the nation, and they help countless patients maintain beautiful and healthy smiles every year. The team at Texas Dentistry and Braces is proud to be in network with Cigna, and we’re eager to help our patients get the most out of the benefits they or their employers pay for. Here’s a quick look at how Cigna dental insurance works, but please feel free to contact our office in Kaufman if you’d like to know more.
Most dental insurance plans provide coverage that works something like this:
A PPO insurance plan usually allows the policyholder to see any dentist they like and still receive at least some coverage, but it may impose restrictions such as a waiting period before the plan takes effect, a deductible that must be met before it starts paying for anything, or an annual maximum that defines how much money it can pay in a year. An HMO policyholder, on the other hand, will probably have to see an in-network dentist to qualify for any coverage, but their plan may not impose any more limitations than that.
Since the team at Texas Dentistry and Braces is in network with Cigna, we have extensive experience navigating their plans and helping our patients make the most out of their policies. We’ll also be happy to file your claims so you don’t have to deal with them. To make things even better, we have negotiated with Cigna so we can offer their policyholders top-notch dental care at further reduced costs, which can help our patients make their oral health treatments affordable. If you call our office before your appointment and provide us with your insurance information, we’ll be able to provide you with an estimate as to the coverage you can expect for your visit.